Business Insurance

Small businesses take up the largest sector in the U.S. economy which tells us that they are an asset worth protecting. Running a small business requires sacrifices which can be challenging and at times worrisome. We at Smartlife Insurance want to support your growing business by providing you with protection that will help ease your worries.

Some of the insurances we offer are:

General Liability Insurance

This coverage protects against financial loss as the result of bodily injury, property damage, medical expenses, libel, slander, defending lawsuits, settlement bonds or judgments

Business Owners Insurance

A business owner’s policy is an insurance package that combines all of the typical coverage options into one bundle, simplifying the insurance buying process and saving you money

Commercial Property Insurance

This coverage protects your business against loss and damage of company property due to a wide variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism

Worker’s Compensation Insurance

This form of insurance provides wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence

Bonds

This type of insurance guarantees scheduled payments of interest and principal on a bond or other security in the event of a payment default by the issuer of the bond or security

Commercial Umbrella Insurance

This insurance adds an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements other liability coverages by taking over when your other liability coverage limits have been reached

Ultimately, business insurance protects your investment and with everything you put into your small business, it’s a small price to pay to protect it.